Run credit reviews

Credit reviews keep vendor financial checks visible without blending them into capability scoring. Workspace finance reviewers and assigned project reviewers can work from the shared inbox, while the project view keeps each active vendor’s evidence and human review status together.

Before you start

• Confirm your organisation’s finance policy and who is accountable for interpreting credit evidence. Disqovr supports the workflow but is not a substitute for specialist judgement.

• Use a current, legitimate PDF report for each vendor and handle it under the appropriate confidentiality rules.

Step by step

1. Open the correct worklist

Use Credit for the cross-project inbox and pending counts. Open Project → Credit for every non-eliminated vendor in one project. Access is available to tenant admins, assigned project credit reviewers and workspace finance reviewers.

2. Assign review responsibility

Add or remove project reviewers as responsibility changes. The Team finance reviewer flag grants eligible access across projects, so reserve it for people with a genuine workspace-wide finance role.

3. Request the reviews

Choose Request all reviews to materialise missing pending items and notify the responsible reviewers. This creates the worklist; it does not obtain or approve the underlying credit evidence automatically.

4. Upload and inspect evidence

Upload the vendor PDF by drag and drop or file selection. Processing can extract financial metrics, a health label or score and red flags. Open the source document and verify extracted values rather than relying on the summary alone.

5. Complete the human review

Track Awaiting upload, To review and Reviewed. If extraction fails, review the document manually. Mark reviewed only after an accountable person has assessed the evidence; replace or discard the file when it is wrong or obsolete.

6. Use the result in the decision

Return to Compare, Finalists or Decision to consider credit as a separate lens. A warning surfaces risk for discussion but does not automatically rewrite capability scores or block selecting a winner.

What happens next

• Record how material financial risk was handled in the Decision Record, including any mitigation or contract condition.

• Review Team access periodically so project and workspace finance reviewers remain appropriate.

Troubleshooting

A project or vendor is absent from Credit

Confirm you have finance-review access, the project is in the active workspace and the vendor has not been eliminated. Use Request all reviews to create missing pending work.

PDF processing failed or extracted the wrong values

Open the original report, complete the review manually and replace the file if it is the wrong document. Do not mark reviewed solely because processing finished.

A reviewed warning did not change the comparison score

This is expected. Credit is a separate decision lens and never silently changes the capability composite.

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